These days everything is about enriching lifestyle, and the world has so much to offer, ranging from virtually anything to everything! eg., shopping for new clothes, buying the latest and most sophisticated mobile phone, buying a gift for someone's birthday, going for spa treatment for stress relief and relaxation, buying or upgrading your car, go vacationing in a 5-star holiday resort, buying and furnishing your home, upgrading to a bigger house with gated and guarded security...the list can go on and on, and anyone can always find a good "reason" to buy. Some of these wish list could be absolute "necessity" but in truth, many of them are often "wants" rather than "needs"! How many times have you come across a situation where you realized you spent on something that you do not need or does not fit you altogether? The outcome is some people run into cash flow problem, or carrying too much debt! Another interesting scenario is that people quite often spend a considerable amount of time planning how they want to spend and what to buy but give very little or even no consideration to the other side of the spectrum, e.g., planning how much to save, managing cash flow, planning for retirement, growing their wealth, etc. Let's be honest, when it comes to planning for the future needs, most people do not have a plan and often take this for granted! In the coming days, I will share with you some ideas and my personal experience on some of these important aspects and why they are significant milestone in life. Perhaps this may be relevant for people who could be looking for a change in their "lifestyle"....
Tuesday, March 6, 2007
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